1. The White House estimates that it could save about $ 94 billion over 10 years if it cut out all the middlemen.
Why not use 'cuts', as third person sigular form, here?
2. There was a time when kids whose parents couldn't afford to pay for college just worked their way through.
Shouldn't there be commas after kids and college. I thought that's the formal way, a grammatically correct way when modifing a noun.
There was a time when kids, whose parents couldn't afford to pay for college, just worked their way through.
Top answer
1. The White House estimates that it could save about $ 94 billion over 10 years if it cut out all the middlemen. Why not use 'cuts' , as third person sigular form, here?
— Cwtch
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#1 is a present unreal conditional. It might look wrong because cut is the the same in its base form and past form.
The White House estimates that it could save about $94 billion over 10 years if it removED all the middlemen. (Use past time to show an unreal condition.)