explanation letter regarding late payment scheme

Question

Dear sir/madam,Good day. Im Mrs. Arvie r. Gamayo, registered nurse and has been in Ipams last 2 years ago. I had a review in their designated review center for nclex whom i attended several review course in preparation for me to upcoming Nclex exam which eventually i did not able to take the exam because they told me that my eligibility for that exam expired and i must pay them about P75,000to cover all my review expenses.Since i was not able to take the said Nclex exam, i promise to pay IPAMS the supposed amount but in an installment basis and preferred to pay them, if may warrant, in 3-4 years time because Iwill be facing lots of financial obligations this coming months for my delivery.I hope you understand my situation and promise to pay IPAMS.God Bless and more power!Respectfully Yours,Mrs. Arvie R. Gamayokindly check my grammar and correct punctuation.thanks in advance!

Mr Wordy · Accepted Answer

I'm not sure who this letter is addressed to. If it's addressed to IPAMS, then you should refer to them as "you", not "they".

Dear Sir/Madam,

Good day. I am Mrs. Arvie R. Gamayo; I'm a registered nurse and ~~has been in IPAMS last 2 years ago~~.

I'm not too clear what you mean here. This is IPAMS as in http://www.ipams.com/ , right? "In IPAMS" doesn't sound right. You might mean "a client of IPAMS", or "registered with IPAMS". The time references are also confusing. It's unclear if you're saying that the last time you were a client of IPAMS was two years ago (and since then you haven't been a client), or if you mean you have been a client for the past two years.

I had a review in their [?? see note at start] designated review center for NCLEX, ~~whom i~~ and attended several review courses in preparation for me to take the ~~upcoming~~ NCLEX exam. ~~which~~ However, ~~eventually i did not able~~ I was eventually unable to take the exam because they told me that my eligibility for that exam had expired. They also told me that ~~and~~ I must pay them about P75,000 to cover all my review expenses.

Since I was not able to take the said NCLEX exam, I promise to pay IPAMS the ~~supposed~~ amount demanded, but ~~in an installment basis and preferred to pay them, if may warrant, in 3-4 years time~~ I would like to [?] pay on an instalment basis, and, if possible, spread the payments over three or four years [or do you mean defer the payment entirely for three or four years?]. This is because I will be facing ~~lots~~ a lot of financial obligations in the coming months ~~for my delivery~~.

Do you mean you're expecting a baby? If so, then say: "This is because I am expecting a baby and will be facing a lot of financial obligations in the coming months." If not, then I don't understand what you're trying to say.

I hope you understand my situation and my promise to pay IPAMS.

This seems vague. If this letter is addressed to IPAMS, then are you asking them if they will accept the terms of your payment offer? If it's not to IPAMS, then what's the purpose of the letter? What do actually want the recipient to do?

*** Bless and more power!

Inappropriate here.

Respectfully Yours,

Mrs. Arvie R. Gamayo

Anonymous · Answer

thanks a lot Mr. Wordy! it helps my friend so much in your reply.

explanation letter regarding late payment scheme

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